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The following Privacy Policy describes how PT Bina Dharma (“Global Purposeful People App”, “Application”, “We”) obtains, collects, uses, displays, announces, discloses, processes, opens access, stores, transmits, gives, shares, processes managing, destroying, protecting, and/or cooperating with third party information technology service providers (collectively, “Utilization”) of your personal data which includes, among others, name, email, WhatsApp number, domicile and other information (“Data Personal”) that you provide when you use the application (“Application”) as well as data related to transactions that you make using the Application (“Transaction Data”). It should be noted that Personal Data here does not include Personal Data that is already publicly available.


This Privacy Policy forms part of our Terms & Conditions. The use of the Application and any features and/or services available in the Application is a form of your agreement to the Terms & Conditions and the Privacy Policy. Therefore, please read this Privacy Policy carefully to ensure that you fully understand it before registering, accessing and/or using our Application and services.

Collection of Personal Data and/or Transaction Data

You can provide Personal Data directly when you register in the Application or when using the service and Transaction Data is obtained every time you use the services available in the Application.

We collect as much information as possible from various sources in accordance with applicable laws and regulations, including Personal Data and/or Transaction Data, both new data and historical data, so that we can always provide the best service to Application users from time to time. You hereby agree and authorize us to make use of your personal data and/or transaction data that you provide to us, to disclose, provide, send and share your personal data and/or transaction data to us. The provision of your Personal Data is voluntary, but if you do not provide us with your Personal Data correctly, then we may not be able to provide the service as it should.

Use of Personal Data and/or Transaction Data

You hereby give express consent to us to use your Personal Data and/or Transaction Data for the use of applications and services, our business and operational activities and other purposes, including but not limited to:

  • Respond to questions, comments or complaints.

  • Communicate with you through various media such as in-app notifications, electronic mail, telephone, short message services (SMS), short message chat services in applications (in-app messaging/ push notifications), and social media.

  • Marketing and promotion of our products/services, including announcements, promotional materials, greetings, invitations to participate and privileges that come from us, our partners, sponsors and advertisers.

  • Process your participation in any production activities, contests, games, promotions, polls or surveys.

  • Understand and analyze patterns of use and sale of products and services related to needs and preferences.

  • Develop, improve and provide products and services that suit your needs.

  • Internal administrative processes such as audits and taxation.

  • Other needs in accordance with applicable laws and regulations.

Provision and Disclosure of Personal Data and/or Transaction Data

You hereby expressly consent to us that for business and operational purposes as well as other purposes, we may cooperate with third parties regarding the use of your personal data and/or transaction data. Such third parties include but are not limited to:

  • Research and marketing company related to the promotion of our products/services.

  • Service providers related to information technology (including infrastructure services, cloud computing), software, big data analysis and machine learning, including data cleansing, data insight and credit scoring services.

  • Payment transaction processing service provider companies which include payment gateway providers, fund transfers, electronic wallets, electronic money and other payment system service providers related to transactions made in the Application.

  • Other service provider companies or our partners related to services, products and services offered in the Application.

  • Professional advisors and external auditors, including legal counsel, financial advisors and other consultants.

  • Government authorities, both inside and outside the jurisdiction of the Republic of Indonesia in accordance with the prevailing laws and regulations.

  • Other parties in accordance with applicable laws and regulations.

Management and Security of Personal Data and/or Transaction Data

We highly value your Personal Data and/or Transaction Data and make reasonable efforts to protect any Personal Data and/or Transaction Data. We always try to improve the standard of application protection, however, we are not responsible for any losses arising from the damage or loss of your Personal Data and/or Transaction Data that occurs outside of our control. Therefore, We strongly recommend that you keep your Application and software up to date and not disclose your Application account password to any party.

You hereby expressly consent that we may send, store, use and process your Personal Data and/or Transaction Data on a server located in a data centre appointed by us. The data centre can be managed by a third party and/or located outside the territory of the Republic of Indonesia. However, the use of your Personal Data and/or Transaction Data in connection with the use of the Application will continue to be governed by this Privacy Policy in accordance with the applicable laws and regulations. We will keep your Personal Data and/or Transaction Data until there is a special request to delete your Application account.

Update and Change of Personal Data

You can change the Personal Data that you have provided to us at any time, choose not to receive communications from us and/or withdraw your consent to the use of your Personal Data. You agree that withdrawal of such consent may affect access to the Application and/or Services that you can use. You can use the information in the Contact Us section to contact us regarding this matter.

User Agreement

By registering, accessing and/or using the Application, you are deemed to have read, understood and expressly consented to our Privacy Policy as described above. You also represent and warrant that the Personal Data that you provide to us is true, complete, legally obtained and you have the full right to provide it to us.

We may change this Privacy Policy from time to time by posting information about these changes on the Application. Continuous access and/or use of the Application and the absence of written notification to us regarding your objection to the changes made are a form of your acceptance and approval of the changes to the Privacy Policy. Therefore, we urge you to review this page periodically to find out the latest information about how the provisions of this Privacy Policy apply. You are responsible for always understanding the changes we make from time to time.

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